How to Apply for HDB Financial Pre-Approved Loan How to get a personal loan of ₹55,000
Are you wondering about taking a personal loan from HDB Financial? Do you want to know how to get a personal loan of ₹55,000 in simple steps? If yes, then this article is for you. HDB Financial is a trusted financial services provider that offers personal loans to meet individual needs. Here, in this article we will give you the complete process of getting a personal loan from HDB Financial and information about Pre-Approved Loan.
Short Information About HDB Financial Personal Loan:
HDB Financial Services is a leading financial service company that offers a variety of loans, including personal loans. If you suddenly need money, taking a personal loan from HDB Financial can be a very good option. These loans are usually given without any personal guarantee and which require minimal documentation.
How to get a personal loan of ₹55,000 from HDB Financial?
Getting a personal loan from HDB Financial is very easy and simple. If you want to get a loan of ₹55,000, you need to follow the following steps.
1. Visit HDB Financial's website or download the mobile app.
First of all, you need to visit the official website of HDB Financial Services or download HDB Financial's mobile app from play store or app store. After downloading the app, you can proceed by logging into the website or app.
2. Now go to the loan application page
Now, you will get the option of Personal Loan in the website or app. After clicking on this option, you have to select the loan amount and repayment period. For example, you want to take a loan of ₹55,000, then you have to select the amount and then choose the loan tenure (like 12 months, 24 months, etc.).
3. Upload Documents
To get a personal loan from HDB Financial, you need to upload some important required documents. These documents can be the following:
•Aadhar Card (Address Proof)
•PAN Card (Identity Proof)
•Income proof (salary slip or bank statement)
•Address proof (electricity bill, bank statement etc.)
4. Now submit Application
After filling all the correct information and uploading the required documents, you can now submit your application. HDB Financial will verify your information and initiate the further process for loan approval.
5. Loan Approval and Disbursement
After approval of your loan application, the loan amount will be transferred to your bank account. This process is usually completed within a few hours to 24 hours. You can also track it from your mobile banking app.
HDB Financial Pre-Approved Loan How to apply?
Pre-Approved Loan is a special facility offered by HDB Financial to customers who are already associated with HDB Financial and have a good credit history. If you are offered a pre-approved loan, the process becomes even faster and easier.
Process to apply for Pre-Approved Loan: Go to the HDB Financial website:
•First, login to the HDB Financial website or app.
•Select the option of Pre-Approved Loan: On the website you will see the option of Pre-Approved Loan. Click on this option.
•Apply: If you get a pre-approved loan offer, you can complete the application process.
•You only need to re-upload some required documents.
•Disbursement of loan amount: As soon as your application is accepted, the loan amount will be transferred to your bank account immediately.
•Disbursement of loan amount: As soon as your application is accepted, the loan amount will be transferred to your bank account immediately.
Eligibility Criteria for HDB Financial Personal Loan
The following are the eligibility criteria for availing a personal loan from HDB Financial:
•Age Limit: Applicant age should be between 21 to 60 years.
•Income Proof: Applicants must have a stable monthly income.
•Credit Score: A good credit score (700 or above) has higher chances of loan approval.
•Stable employment: If you are an employee, you must have at least 1 year of working experience.
HDB Financial Personal Loan interest rates and processing fees
Interest Rate: HDB Financial Personal Loan interest rates start from 11%. The interest rate depends on the loan amount, tenure, and credit profile of the applicant.
Processing Fee: Processing fee is 1% of the loan amount or ₹10,000, whichever is higher.
Loan Tenure: Loan tenure can range from 12 months to 60 months.
Features of HDB Financial Personal Loan (Why to Choose?)
Quick Approval: Loan approval is available within a few hours of application.
Minimal Documentation: A personal loan requires only a few important documents.
Loan Disbursement: The loan amount is disbursed into your bank account, which is quick and secure.
Flexible EMI Options: HDB Financial lets you choose EMI options as per your convenience.
Conclusion
Getting a personal loan from HDB Financial is a simple and easy process. If you want to take a loan of ₹55,000, you can apply from HDB Financial's website or app and get an instant loan. Additionally, if you get offered a pre-approved loan, the process becomes even faster.
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